Cancellation   Rules  & Refund  Procedure:
            If you want to cancel  the transactions   due to any reason,  you will first have to get in   touch with the accounts  team  in OTTERS CLUB to provide reasons for   cancellation   of the transaction.
            Cancellation  of a transaction  will be subject to approval  and initiation  from OTTERS CLUB.
            Refund if any will be initiated  offline by OTTERS CLUB, post approval.
            Rules for Online Bill Payment  and Smart Card Top Up recharge
            
                - Minimum   online  transaction   can be of Rs 50/-.
- Online  payment  can be made for  monthly   bills and/or  smart  card top  up.
- Online  payment   made for  monthly   bills would  be reflected   in club records  after  one hour.  In case of online  Smart  Card Top up, the smart card would be credited  will  after  one hour.
- Online  receipt  will  be generated   once payment  is made.
- Members  can view  and download   last 6 months  bills from  the website.
- Part settlement   (payment)   of the  bill by Top up card will  not  be possible  while  using club's outlets.
- Bank charges will  be levied  as applicable.